Take-Home Pay Calculator
Enter any annual salary to see your real after-tax income. Includes 2024 federal income tax brackets, FICA (Social Security + Medicare), and state tax estimates for all 50 US states.
Estimates only. Federal brackets are 2024 IRS standard deduction ($14,600 single, $29,200 married). Does not include city/local taxes, health insurance, or other deductions.
How take-home pay is calculated
Your take-home pay is your gross salary minus federal income tax, FICA taxes, and state income tax. This calculator uses 2024 IRS tax brackets for single filers. The results are estimates — your actual paycheck will vary based on filing status, pre-tax deductions (401k, health insurance), and local city taxes.
2024 Federal Tax Brackets (Single Filer)
| Taxable Income | Rate |
|---|---|
| $0 – $11,600 | 10% |
| $11,601 – $47,150 | 12% |
| $47,151 – $100,525 | 22% |
| $100,526 – $191,950 | 24% |
| $191,951 – $243,725 | 32% |
| $243,726 – $609,350 | 35% |
| Over $609,350 | 37% |
FICA: 6.2% Social Security (up to $168,600) + 1.45% Medicare on all earnings. Additional 0.9% Medicare surtax on earnings over $200,000.